The decision to hire a housekeeper or a housekeeping company to come into your home periodically to clean is probably more complex than you think. Issues such as trust, liability, insurance, and tax implications need to be considered and addressed. Housekeeping Services of Hilton Head is here today to help you better understand the complexities of this business and process.
In an article written recently for Bankrate.com, Jay McDonald made these observations: Your personal…housekeeper…may make your life easier, but they also represent your greatest threat for a high-priced lawsuit. Wrongful termination, discrimination, harassment and privacy issues (exist). The propensity of some homeowners to hire undocumented workers, pay in cash and fail to check if (they) have workers’ compensation coverage exposes them to an even broader vista of tax and employment practice claims. Typical homeowners insurance won’t cover much, if any of it.” Falls and breakage of homeowner property are also common, but often overlooked, concerns that are probably not covered by your current insurance.
The solution? Hire a cleaning service company that has anticipated and resolved all of those issues. When hiring a cleaning service, the Better Business Bureau says “Licensed, bonded, and insured are absolutely critical words when you hire a maid service.” Licensed means the company has a current and “in effect” business license to operate within your geographic area. A “bond” is a form of insurance that protects you from dishonest or criminal acts by the people that come into your home to clean it. Insurance, including workers’ compensation insurance, general liability insurance, and a liability umbrella policy, protect you if the housekeepers are hurt or cause an accident while on your property. These three factors combine to give you the peace of mind that the people who come into your home to clean it can be trusted, and the company you hire to provide them can be trusted. We often hear of homeowners hiring a housekeeper or maid service missing one or more of the key components of “licensed, bonded, and insured”. We hear of families facing litigation, or losing hard earned money, because they simply did not know.
At Housekeeping Services of Hilton Head, we want to earn your business by providing the best housekeeping services possible, but also by educating customers of the value of those three words. We are licensed, bonded, and insured for your protection. We understand completely the value of those words and work every day to maintain the highest levels of protection for our customers. Call us today to find out more or request an estimate so we can come to your home and learn more about how we can solve your cleaning needs.